Top 5 Money Saving Apps

Cash! The one thing we all need. There are hundreds of apps out there for helping you save money – but which one is best? Download these apps to learn to budget more effectively so that you can bag a bargain and treat yourself

Last updated: 6th Dec 2018 at 3:26pm

Money Dashboard

This app answers the biggest mystery for many of us! For anyone who swears blind they have no idea where their wages actually go by the end of the month, this app is for you!

MoneyDashboard shows you where your money actually goes. The app will require read-only permission across your current accounts, credit cards and savings accounts. The Money Dashboard app uses the same type of security standards as banks, so don't worry, your data is safe and secure. 

Once you have set up the app you will be able to see all your activity across your accounts. Transactions are sorted into categories, so you can see exactly where your money is going. You can set a budget and create savings goals too.

The visual dashboard of all your spending makes it easy to see potential savings with the app providing helpful hints and tips. The graphs are clear and to the point. Being able to view all your transactions from all accounts in this way makes budgeting that much easier!

Money Dashboard is available for Android and iOS devices and best of all, it's free!



If you want to save money for a particular purchase or you simply want to have some money for a rainy day, Chip is the ideal app for you. This clever app uses artificial intelligence to study your spending and income and calculates what you can afford to save.

The app is linked to your bank account and uses your spending habits to work out how much to save. Every few days the app sends an amount to a savings account. The amount is what the app has calculated is affordable based on your account activity.

The savings account is a Barclay's bank account and for each friend you recommend to the service you will earn 1% interest, up to 5%.

The Chip app is available for free on Google Play and the iStore. The app currently works with Barclay's, Co-operative Bank, First Direct, Halifax, HSBC, Lloyds, Nationwide, Natwest, Metro Bank, RBS, Santander and TSB accounts.

Voucher Codes

There are several voucher and discount apps out there, VoucherCodes is one of the most popular. Once you have downloaded the app you will have access to thousands of deals on everything from fashion to days out. If you are looking to buy something online or in store, you can check the app before buying to see if a discount is available.

There are discounts, 2 for 1 offers and special deals across many leading brands. You can browse by categories, brands or locations. When you find an offer, you want to use you can simply show your phone at the till, or if you prefer you can print off the voucher.

VoucherCodes includes deals for restaurants and pubs so you can save on your nights out. If you are heading off for a family day out or want to visit a theme park, there are offers for that too.

You can browse through your favourite brands and save offers to use later. There is an alert feature that will notify you of new offers or discounts and deals near to your current location. Many of the offers on this app are exclusive to VoucherCodes so you get unbeatable value. The app can be downloaded to an Android or iOS device for free.

Top Cashback

There are things that you will always need to spend money on but now you can earn money back on many purchases. Cashback sites give you access to deals and discounts as well as giving you rewards for your spending. One of the highest paying cashback sites is TopCashback. With this app you can get money back on purchases made in store or online.

The app has heaps of offers and rewards at over 4,000 stores including big names such as Argos, Debenhams and eBay. You can browse through the offer categories and create a list of your favourite brands to get offer alerts. When you want to make a purchase you simply go through the app. TopCashback will track your purchases and add cash to your account as a reward.

One of the best features of the TopCashback app is the ‘Groceriesoffer. This will give you cashback on your supermarket shop. You simply go through the TopCashback app or site and complete you online food shopping as you would normally. This offer includes Asda.

You can earn more rewards for referring friends to the TopCashback service. The app is free to download and is available on Google Play and iStore.

Price Spy

How do you really know if the item you are about to buy is a good deal? By using a fantastic little app called PriceSpy.

This app will compare the prices for any item and find the best deals. When you find something you want to buy you simply scan the barcode and the app does the rest!

PriceSpy will compare thousands of products across various retailers. The app will then let you know if you should buy the item in another shop or if you can get a better deal with an online retailer.

You can browse through the app categories to find a product you are considering buying and see where you will get the best price. For those indecisive people out there, you can choose to monitor the price of an item, and the app will notify you when a better offer is available. Making it easier to make buying decisions and save money!

The app gives you access to product reviews, and allows you to compare products, so you can see how different brands and models stack up before making that big decision!

The PriceSpy is a free app that can be used on either iOS or Android devices.


A great app to save cash, rated 4.9/5 on the Apple Store, the Squirrel app is basically your own personal accountant. You’ll need a Barclays account to set it up, and it costs £3.99 per month, but it’s oh-so worth it. Your salary will need to be paid into the Barclays account, where Squirrel will divide it into 3 categories - commitments (like your bills and rent), savings, and spending money. Squirrel will, well, squirrel money back into your current account whenever it’s needed - so just before your electricity bill is due, for example. Then, the app allocates some of your paycheck for savings - according to the goals you set - and keeps these safely in a savings pot. Finally, it divides whatever is left into weekly allowances and transfers these into your current account at the start of each week.

Squirrel is free to download on iOS and Android devices, but costs £3.99 per month to run.

Now, Treat Yourself!

It’s time to bag yourself a bargain! These are our best apps for saving money, each of these is designed to help you get the most out of your money. Whether you have a clear financial goal in mind or you simply want to bag a bargain; your smartphone can help. Be a savvy saver and find the best offers available all through your smartphone with these money apps.

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