Pink piggy bank surrounded by coins

Best money saving apps

When times are hard and finances don't stretch as far as they used to, finding ways to save money is always a challenge. With the right money saving tips, you might find it easier to set aside funds, but you could also use the power of your smartphone to help. 

Finance and money saving apps will help you conserve time, money and energy while managing your budget. The convenience of having everything you need on one device - your smartphone - cannot be overstated.

In this article, we look at some of the best money saving apps available and explain how each one could give you a hand.

Monzo

Cost

Free

Available on

iOS and Android

Why we like it

Leading the way in e-banking, Monzo lets you set up Saving Pots, which automatically round up any purchases you make on your card and puts the difference in the pot. This means you’re saving money all the time, and you can even take part in savings challenges if you’ve set yourself financial goals.

The app and aforementioned features are all free, but customers can pay for Plus or Premium accounts that offer more money saving capabilities.

 

Trainline

Cost

Free

Available on

iOS and Android

Why we like it

If you find yourself travelling the length and breadth of Britain by train, for work or leisure, Trainline can help you save loads on ticket fares. The best deals appear when you book in advance, so allow plenty of time to do journey research.

Convenient and easy to use, Trainline does charge a nominal booking fee when you buy through the app. However, this is often trivial alongside how much you’d pay on the day at your local station.

 

Cleo

Cost

Free

Available on

iOS and Android

Why we like it

Intelligence is what sets Cleo apart from other money saving apps. By using insights based on your regular expenses, you can see exactly how much you’re paying - and decide where to make the most important changes.

This app also lets you set up notifications, so you’ll always know when you’re approaching your financial limits. Plus, the Cleo AI interface is full of tough love if you need a little extra motivation - we particularly enjoy ‘roast mode’ for telling you where you’re going wrong with your spending.

 

Raisin UK

Cost

Free

Available on

iOS and Android

Why we like it

Raisin UK is all about effortless saving. It’s free, easy-to-use and connects you with a wide range of banks offering deposit-protected savings accounts, as well as highly competitive interest rates.

You can apply to open as many Raisin savings accounts as you like and manage everything from the app, at no added expense.

And the best part? Raisin UK doesn't just offer savings accounts with British banks; it also promotes international partners. This could be very handy if you plan on buying SIM cards for overseas travel and would prefer using a foreign bank to pay.

 

Wowcher

Cost

Free

Available on

iOS and Android

Why we like it

Bright pink and bursting with great deals, Wowcher helps you save on those everyday luxuries that make your life extra enjoyable. From household electronics to holiday travel, you're sure to find a deal that's gentle on the pocket.

As one of the UK's biggest deals sites, we appreciate it can be tempting to snap up so many bargains online, you actually don’t save any money at all! Only shop for essentials or the occasional treat, browsing before each purchase to make sure you get the best offer.

 

TopCashback

Cost

Free

Available on

iOS and Android

Why we like it

One of the highest paying cashback sites, TopCashback gets you money back on purchases made in store and online at over 4,000 retailers, including big names such as Argos, Debenhams and eBay. 

Browse through the categories and create a list of your favourite brands from which to receive offer alerts. Then, when you’re ready to make a purchase, simply buy through the app; this kickstarts the reward system.

TopCashback tracks your purchases and adds cash to your account as a result. A great feature of the app is its ‘Groceries’ offer, which gives you cashback on your supermarket shop. All you have to do is go through the TopCashback app or site and complete your online food shopping as normal.

 

musicMagpie

Cost

Free

Available on

iOS and Android

Why we like it

Got a ton of old games you've long since completed? DVDs you've only watched once? If so, there’s no better way to save money than by recycling and selling them!

The musicMagpie app lets you sell old CDs, DVDs and video games online. Its built-in barcode scanner means you can quickly find out how much each item is worth. If you're happy with the money being offered, you just send these to musicMagpie and the cash will arrive in your account the next day.

Plus, it's all completely free! (musicMagpie covers any postal costs, so there’s zero expense on your part.)

 

Other ways to save money via your phone

If you only use your mobile for calls and/or text messages, switching to a Pay As You Go SIM is an excellent cost saving option. Also, why not consider buying a budget phone instead of a top-of-the-range device?

For further savings on your phone bill, discover great value SIM Only Deals with Asda mobile!

Our monthly bundles just got bigger!

Go Pay As You Go

The easy way to get more from your mobile

Mobile phone illustration

Say hello to handsets


No contracts, no limits
No contracts, no limits

With no contract you have the freedom to flex your usage whenever you need to.

Powered by Vodafone
Powered by Vodafone

Powered by Vodafone with up to 99% UK population coverage.

Cap your spend
Cap your spend

Put a limit on how much you spend every month so you don't need to worry about getting a big bill.

I have been with Asda mobile for some years now. I personally believe their service and value for money the best I've come across. I can honestly say that Asda mobile is the best out there.

G D

Never had a problem with Asda mobile. Always efficient service. Customer service is always friendly and helpful.

E D

Consistently helpful customer services team, good network coverage, no contract commitments, excellent value for money.

T B

Solid service, good price. I work abroad but keep my UK number and buy a bundle when I'm back in the country.

J R

Asda Stores Limited (registered address: Great Wilson Street, Leeds, LS11 5AD) trading as Asda Money, acts as a credit broker not a lender, and is authorised and regulated by the Financial Conduct Authority. Asda Stores Limited only offers finance from a restricted range of finance providers. Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents only. ASDA Stores Limited acts as a broker and offers finance from a restricted range of finance providers. PayPal Credit is a trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. 22-24 Boulevard Royal L-2449 Luxembourg.